Vigilant collateral monitoring

Real-time monitoring of public records to protect your loan

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Protect your loans by monitoring public records for what matters.

We help keep your collateral secure by informing you when deeds, liens, judgments, and bankruptcies issue that impact your collateral, borrowers, and guarantors.

Data frequency

We update our data from county records as soon as it's available. Know when your loans are at risk before it's too late.

Reliability & uptime

We process data using a distributed network of servers to maximize uptime.

competitive pricing

No monthly fees.

One-time fee for the life of the loan. Contact us for pricing on existing loans.

Inside the machine

Records covered.

Deeds. Protect against fraud.

Deeds of trust. Know about second mortgages.

Judgments. Be the first to know about judgments against the borrower or even the guarantor.

Liens. Is your borrower paying his taxes and contractors?

Bankruptcy. Self-explanatory.

Anything else. With our extensive database of public records, we can work with you to develop custom alerts.

The faces behind

Meet the team

Romit Cheema


Romy hails from a diverse CRE background, with experience in development, acquisition, and investment through his company CanTex Capital. Romy also brings a wealth of real estate legal experience from his time at Hunton & Williams, where he represented banks and real estate private equity groups doing foreclosures, loan workouts, and REO sales.

With a keen understanding of the intersection between lending and CRE, he saw the market void filled by Romy is a graduate from the SMU School of Law and the University of Texas at Austin.

Andrew Lin

COO, General Counsel

Andrew is a real estate, special situations, and venture capital investor with an emphasis on objective, data-driven methodologies. He comes from a family background of banking and real estate investing. Before joining he practiced patent litigation at Gibson Dunn.

Andrew is a graduate from the NYU School of Law and the University of Texas at Austin.

Kyle Polich


Kyle is a renowned data scientist. He is the founder of Data Skeptic, which provides consulting services for data science and machine learning. He also hosts the most popular data science and machine learning podcast on iTunes, the Data Skeptic Podcast.

He studied computer science and focused on artificial intelligence in graduate school at the University of Illinois at Chicago.

Get in touch

Interested? Let's talk.

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